Housing Rehabilitation

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Wicomico County Housing Rehabilitation Program

The Wicomico County Housing Rehabilitation Program is administered through the Wicomico County Department of Planning, Zoning and Community Development. This program provides grants and loan funding to owner-occupied properties for general rehabilitation and lead abatement services. 


The programs available to Wicomico County residents are listed below:

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Community Development Block Grant (CDBG) Program

The CDBG program provides grant funding to owner occupied properties for general rehabilitation and lead abatement services.  The CDBG Program is an household income based program. 

Click Here for the current income limits for Wicomico County.

To obtain more information, request an application, or to be added to the waitlist for CDBG Assistance, email: communitydevelopment@wicomicocounty.org or call 410-548-4860.

CDBG Income Limits - 2022 for Website

Community Development Block Grant Documents:

  1. CDBG Program - Request for Assistance Information Sheet
  2. CDBG Program - Application for Assistance
  3. CDBG Program - 2022 HUD/CDBG Income Limits
  4. CDBG Program - CDBG Required Documentation
  5. CDBG Program - Credit Check Form
  6. CDBG Program - Terms and Conditions

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Special Loan Program (SLP) Program

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The SLP program provides grant and loan funding to owner occupied properties for general rehabilitation, home replacement, and lead abatement services. The Special Loans application is utilized for all grant and loan programs and may be downloaded here. 

If you would like more information on this program, or need assistance with the application forms; please contact the Community Development Division at communitydevelopment@wicomicocounty.org or by calling 410-548-4860

Special Loan Program Documents:

  1. Special Loan Program - Application Packet (Credit Check Form, Application, and Lead In Your Home)
  2. Special Loan Program - SLP Application
  3. Special Loan Program - Credit Check Form
  4. Special Loan Program - Lead in Your Home

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U.S. Department of Agriculture (USDA) 

Rural Development Housing Rehabilitation Program

Also known as the Section 504 Home Repair program, the USDA Rural Development Housing Rehabilitation Program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

To be eligible for this program:

  • Be the homeowner and occupy the home
  • Be unable to obtain affordable credit elsewhere
  • Have a household income that does not exceed the very low income (see income requirements below)
  • For grants, be age 62 or older and not be able to repay a repair loan

USDA Section 504 Home Repair Program Documents:

  1. USDA - USDA Housing Rehabilitation Fact Sheet
  2. USDA - Wicomico County Rural Development - Income Limits
  3. USDA - Uniform Residential Loan Application (RD 410-4)
  4. USDA - USDA - Authorization to Release Information (RD 3550-1)
  5. USDA - Employment and Asset Certification (RD 3550-4)
  6. USDA - Checklist of Items to Accompany Application for Home Repair Loan or Grant Funds (HB-1-3550)
  7. USDA - New Homeowner Information Guide (English)
  8. USDA - New Homeowner Information Guide (Espanol)

FOR MORE INFORMATION ON THE USDA PROGRAM AND TO APPLY:

To determine eligibility based upon property address in Wicomico County: CLICK HERE

For more information on the USDA Program, please call the USDA Hagerstown Office (Which serves all Maryland Counties) at (301) 797-0500 and when prompted dial extension 4

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Other Housing Partners 


Salisbury Neighborhood

 Housing Services

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Salisbury Neighborhood Housing Services offers the following services to Wicomico County residents: budget and credit counseling, foreclosure counseling, homebuyers education classes and post-purchase workshops. For more information, please visit the SNHS website at https://salisburynhs.org/.

Shore-Up



Shore-Up

Shore Up! offers the following services to Wicomico County residents: subsidized housing, energy assistance, energy efficiency improvement and housing counseling. For more information, please visit the Shore Up! website at https://shoreup.org/housing/.




Habitat for Humanity of Wicomico County

Habitat Wicomico

SIMPLE:

Habitat houses are modestly-sized. They are large enough for the homeowner family’s needs, but small enough to keep construction and maintenance costs to a minimum.

DECENT:

Habitat for Humanity uses quality, locally-available building materials. Habitat house designs reflect the local climate and culture.

AFFORDABLE:

The labor of volunteers and partner families, efficient building methods, modest house sizes and no-profit loans make it affordable for low-income families to purchase Habitat houses.

FOR MORE INFORMATION ON HABITAT FOR HUMANITY OF WICOMICO COUNTY PLEASE CLICK HERE.

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Shore Housing Resource Board

The Shore Housing Resource Board (SHRB) is a non-profit organization comprised of business, government and other non-profit agencies and individuals working for Fair Housing in the Tri-County area of Wicomico, Worcester & Somerset Counties on the Eastern Shore of Maryland.

SHRB is one of more than 500 Community Housing Resource Boards organized nationwide to encourage voluntary compliance of the housing industry with Fair Housing Laws, and to maximize communication between the Housing Industry and the Minority, Handicapped, Women’s and Retired Citizens Groups in Wicomico, Somerset and Worcester Counties.